Financial news
Articles, analyses and practical advice to help you better understand the world of finance and make informed decisions.
Recent articles
Planning your company exit: 5 questions to ask yourself 3 to 5 years before
Selling, transferring, or bequeathing your business — a successful exit requires 3 to 5 years of preparation. Here are 5 key questions to ask yourself.
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Early retirement: the 5 most costly mistakes
Retiring early is a dream for many… until you realize that “earlier” also means “longer.” Here’s how to avoid that pitfall.
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Private banking: don’t let your money sleep
Discover the advantages of private wealth management in Gatineau. Our customized strategies maximize your assets, optimize your tax situation, and ensure your estate planning.
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The growth protocol that 90% of investors are unaware of
Discover the power of DRIP (Dividend Reinvestment Plan), a simple yet effective strategy to automatically reinvest your dividends and maximize your compound return. Activate your long-term financial growth now.
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Retirement planning: What no one tells you until… it’s too late
Discover common retirement planning mistakes that threaten your financial security. Learn how to avoid inflation, high medical costs, and tax traps with expert advice from Gestalt Financial Group.
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Estate planning: Do you really want to leave your loved ones with a legal nightmare?
Without estate planning, your inheritance can quickly become a source of conflict, expense, and stress for your family. Discover the most common mistakes.
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GICs in retirement: the false security that could ruin you
Think GICs are a safe choice for your retirement? Think again: inflation and taxes can quietly erode your purchasing power. Here is what to consider before locking in your savings.
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The RRSP trap: What if you could do better with a TFSA?
RRSP or TFSA: which is the better choice for your savings? Discover the differences, the tax traps and how to choose based on your income and your goals.
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Discover how real estate investors use Participatory Life Insurance to grow their real estate portfolio.
Discover how real estate investors use participating life insurance policies to grow their portfolio while protecting their estate.
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Maximize your mortgage renewal: What to watch out for and useful strategies in 2024
Discover the mortgage market trends for the end of 2024, the new options available at renewal and useful strategies to lower your payments.
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Tips and tricks for new retirees | Maximize your money and peace of mind
Retirement is a major life stage full of new opportunities. Here are tips and tricks for new and soon-to-be retirees to maximize your money and your peace of mind.
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Retirement planning: How to optimize your retirement to enjoy it to the fullest?
In this article, we explore in depth why your retirement plan must adapt to tax changes, decumulation, government programs and asset allocation.
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Group insurance in Quebec and Ontario: Specificities, advantages and regional differences
Group insurance lets a group of people, usually employees, share coverage. Here are the specifics, advantages and regional differences between Quebec and Ontario.
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Introduction to critical illness insurance in co-ownership: a necessity for entrepreneurs and businesses
Critical illness insurance is an essential financial protection for entrepreneurs and co-owners. Here is why co-owned coverage makes sense for businesses.
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Compound interest and regular TFSA contributions: The recipe for accelerated financial growth
In the world of personal finance, few principles are as powerful as compound interest, often described as the eighth wonder of the world by Albert Einstein. When applied to regular contributions to a Tax-Free Savings Account (TFSA), compound interest can transform modest contributions into a substantial sum over time. This article explores the dynamics of compound interest and the benefits of regular TFSA contributions, offering a proven strategy to maximize your financial growth.
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Mastering Market Volatility: Investment Strategies and Psychology
Discover how to navigate market volatility with Gestalt Financial Group. This article delves into the psychology of investing and offers resilient investment strategies to overcome market fluctuations, enhance asset diversification, and optimize your long-term financial planning.
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How to save more money? Tips and tricks to optimize your savings
Discover how regular contributions to your RRSP and TFSA can transform your retirement savings. This article from Gestalt Financial Group explores the benefits of Dollar Cost Averaging, the importance of financial discipline, and offers concrete strategies to maximize your savings. Learn how to get the most out of your financial planning for a worry-free and secure retirement.
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The best strategies to reduce your debt in 2024
Looking to reduce your debt? This article provides the best strategies for reducing your debt in 2024. Contact one of our financial advisors to learn more.
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Everything you need to know about the FHSA: your new tool for buying your first home
The FHSA, the Tax-Free First Home Savings Account, combines the advantages of an RRSP and a TFSA to help you buy your first home. Here is how it works.
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The TFSA: your best tool for saving
Since 2009, the Canada Revenue Agency has allowed any Canadian resident over the age of 18 with a Social Insurance Number to open a Tax-Free Savings Account (TFSA). All income generated by eligible assets held within the TFSA is tax-sheltered, provided certain rules are followed, such as contribution room limits. Therefore, this savings vehicle can be one of the best financial tools for many savers.
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